![]() ![]() ![]() Even the best TRX tops out at just over 8,000 lbs of towing capacity, while other Ram 1500 models can handle more than 12,000 lbs of towing when properly equipped. You’re not going to get the 702 hp monster of a HEMI V8 that the TRX has, but the Ram 1500 pickup does have a 5.7L HEMI V8 engine available, with an available eTorque mild hybrid system that helps boost performance.Īnd if you’re interested in a Ram truck for towing, then you’re probably better off skipping the TRX, which sacrifices a lot of towing potential for its insane performance. There are plenty of Ram 1500 models that are much more accessible than the TRX, all of which still have impressive engines for great performance. If the Ram TRX is out of your reach, then don’t feel like it’s the end of the world––you still have some great options available to you. If that’s you, then enjoy your TRX! If not, then let’s look at a few other options that might work for you. So, if you’re asking yourself whether the TRX is a realistic option, then consider this: you can safely afford to buy a 2022 Ram TRX if you earn about $8,750 per month in gross income, and you can afford to lease one if you make around $7,225 a month. That’s just the payment on the loan and doesn’t include your insurance, gas, or anything else––if you’re sticking to a careful budget, then that should be 15% of your income each month.īut what about a lease? Well, assuming the same $10,000 down payment and a 48-month lease with a 12,000-mile limit, Ram offers a TRX lease for a $1,084 monthly payment. If you’re interested in buying a Ram TRX with, say, a $10,000 down payment, plus a loan for the rest with 4.33% interest, that you’ll pay off in 60 months, then you’re looking at monthly payments upwards of $1,313. The starting MSRP on the Ram TRX is $78,890––and that’s before you consider destination charges, options, fees, and taxes. ![]() That doesn’t change the fact that it’s also an incredibly expensive piece of machinery that’s, sadly, not within everyone’s reach. You’ll hear no argument from me because the TRX is amazing, and there’s really no other truck quite like it on the market when it comes to raw power and off-road design. If you think the Ram TRX is an incredible truck that delivers unparalleled power and speed, with remarkable off-road performance to boot, then you’re right. This next part is going to be hard to read… A Dose of Reality: The Cost of the Ram TRX This isn’t always possible for everyone, but it’s what you should be trying for when you’re looking at your options and shopping for your next vehicle. So, if you make $3,000 per month (before taxes and everything else), then your total car costs should only be about $450 to $600 each month in order to keep your budget under control. Your monthly car payment should only be about 15% of your income––in order to keep things simple, this budgeting calculation uses your gross income, not take-home. That’s not just your car payment but everything, including insurance, gas, and anything else like maintenance costs. Experts typically agree that the best way to budget for a car is to allot no more than 20% of your income for all of your car expenses. The very first thing you should do when you’re shopping for a vehicle is to figure out what you can realistically afford––not a best-case scenario or what you wish you could afford (I’d love to have a Lamborghini Countach parked outside, but let’s be real) but what you can really afford. That might mean the Ram TRX is outside your grasp at the moment, but it doesn’t mean that it will always be that way… Let’s Talk Budget That’s why it’s so important that you’re realistic about your budget and stick to it when shopping for your next vehicle. Yes, choosing the right pickup and various features is vital for getting a truck with everything you need, but none of that matters if you’re sweating every night worried that the repo man is going to show up at your door. For many people, a Ram truck lease is the perfect way to enjoy everything a brand-new truck has to offer while saving money and not making a long-term commitment.Īs you’re shopping for your next truck, figuring out the right kind of financing and what your budget actually allows for is incredibly important. Unfortunately, the answer is pretty complicated and really comes down to what you’re looking for, what your budget is, and considering all of your options realistically. If you’re wondering whether the impressive Ram TRX pickup is right for you––or perhaps more importantly, if you can actually afford it––then that’s a good question and well worth asking yourself. ![]()
0 Comments
Leave a Reply. |